Bank Loan – Personal Loan – Bank Loan Chart – Business Loan Chart – Bank Loan Diagram – Bank Loan Graph – Loan Infographic. Reasons for taking loan. Reasons for borrowing money from a bank. Why borrow money from a bank? Debt Consolidation, business use, home improvement, education, auto and vehicle purchase, other uses for personal debt and lines of credit. Line of credit chart. Source: Business Insider bank loan